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NonQM Experts
Established 1989
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We are proud to say that since our company was established in 1989, we have grown to be one of the top Non-QM Lenders in the country.

Our teams have worked diligently to earn the trust of our Brokers by providing high-quality customer service and by continuously improving the loan experience.

Oaktree has developed top ranking Non-QM products that allow borrowers the flexibility they need to get a loan. Oaktree’s knowledgeable team is now known as The Experts in the Non-QM field.

NonQM Done Right​

At Oaktree Funding, we guarantee the best service, the highest level of professionalism and aggressive pricing to assist you in exceeding your borrower’s expectations.
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Non-QM Products

NonQM

Non Agency Advantage

Non Agency Advantage

A powerful financing solution designed to meet the needs of high-credit borrowers with flexible income documentation options.
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Titanium Advantage

Titanium Advantage

A powerful financing solution designed to meet the needs of high-credit borrowers with flexible income documentation options.
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Platinum Advantage

Platinum Advantage

This program is built to accommodate real-life complexities like alternative income documentation, diverse property types, and unique borrower structures.
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Business Purpose

Cash Flow Advantage

Cash Flow Advantage

Unlike traditional full-doc loans, this program focuses on the cash flow of the property, rather than the borrower’s personal income or tax returns.
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Professional Investor

Professional Investor

With this product, borrowers can leverage a flexible, business-purpose solution that supports larger property counts, cross-collateralization, and alternative documentation.
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Investor Advantage

Investor Advantage

The Investor Advantage program was designed with real estate investors in mind. It offers flexible qualification methods and property types that traditional lending often overlooks.
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Jumbo

Jumbo A+ ARM

Jumbo A+ ARM

The OFC Jumbo A+ program was designed for creditworthy borrowers who need access to high-balance financing without compromising on stability, transparency, or flexibility.
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Jumbo A+ Fixed

Jumbo A+ Fixed

The OFC QM Jumbo program is ideal for borrowers who exceed standard conforming limits but still want a full documentation, qualified mortgage (QM) solution with consistent underwriting and predictable repayment terms.
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Super Jumbo

Super Jumbo

Designed for primary residences, this product supports borrowers with significant assets, strong credit, and a stable income profile.
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Home Equity

HELOC

HELOC

With the Equity Advantage HELOC, borrowers get the freedom to use their home’s equity on their terms, making it an ideal solution for a variety of financial goals.
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Equity

Equity

Unlock Opportunity with Oaktree’s Equity Advantage
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Full Stack

Full Stack

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