Non-Agency Advantage
A powerful financing solution designed to meet the needs of high-credit borrowers with flexible income documentation options.
Ideal Borrower Profile
Self-Employed Borrowers
Those who rely on bank statements, 1099s, or P&L statements instead of traditional W-2 income verification.
High Net Worth Individuals
Borrowers with significant assets who prefer asset depletion as a qualifying method.
Real Estate Investors
Those looking to finance multiple properties, including non-warrantable condos, second homes, and multi-unit properties.
Borrowers with Past Credit Events
Those who may have experienced financial challenges but are on a stable financial path forward.
Foreign Nationals
Eligible buyers looking to secure financing for second homes.
With its flexible guidelines and broad eligibility, the Non-Agency Advantage program empowers borrowers who might otherwise struggle with conventional lending requirements.
Flexible Lending Solutions
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Solutions For Borrowers
Many borrowers face obstacles when seeking financing, whether due to complex income structures, self-employment, or the need for higher loan amounts. The Non-Agency Advantage program helps overcome these challenges by:
- Allowing alternative income verification for self-employed borrowers.
- Providing financing solutions for higher loan amounts and various property types.
- Offering flexible credit and underwriting guidelines to accommodate unique financial situations.
- Supporting borrowers with past credit events, ensuring they have access to homeownership opportunities.